Monday 1 December 2014

Save money this December.




It's the beginning of a new month! One of my favorite. I just love the winters! That feeling of snuggling in your blanket and wearing bundles and bundles of clothes. All the hot chocolate and soup .The baggy sweaters, the Christmas lights , the sales and gifts.Pretending to be a smoke breathing dragon. Its all just so awesome! 
It isn't really cold here in Bangalore but i'm gonna be in Delhi for the better half of winters! Can't wait! Last month was hectic and busy and I ended up spending a lot of money and was so so broke by the 26th that I had only 400 bucks left in my account. I was a little proud of myself though, some of friends has 10Rs and what not. Luckily I write a very detailed diary and was able to figure out where all the extra expenditure happened and how I could save money this month. I need to save to be able to shop all the amazing Christmas sales!!!:D. So, read on for tips on saving money this December!


1. Carry a water bottle : Now, this may seem like a silly thing but trust me its not. We cannot live without water. The average cost for a bottle of clean drinking water is 20 rs. You'll end up buying an average of two of these a day . That's 1200 per month.There goes two pairs of jeans from forever 21. Apart from saving money , keeping yourself hydrated is very important for your body. Drinking clean water is a must.
                                     
                                 

2.Eat Vegetables : Many people think that vegetables cost a lot of money. With the exception of onions, that is not true. The key here is to buy vegetables that are in season. Seasonal vegetables are generally cheap since its available in abundance. It also has less pesticides etc and is a healthier option. Vegetables also fill you up faster and provide you with a lot of nutrients and energy.It can also do wonders for you hair and skin.


                                                   

3.Eat breakfast: Yes. You've heard this one a zillion times but never really bothered to implement it. Eating breakfast is good because it fills you up and gives you the energy to do your day to day activities. Eating breakfast will prevent you from mindless munching leading up to lunch, thus saving a little bit of your cash. You'll also avoid eating unhealthy stuff.

                                         

4.Eat in your canteen: If you live in the college hostel then your fee probably covers up your mess bill. The food may not be as appealing but its cheap and healthier too. Also college canteens sell food at  very reasonable prices as they are made to cater to our needs.The difference in price will almost be half as compared to food in restaurants,  so try eating in your college canteen as much you can . If you absolutely cannot stand your canteen food then search for areas near you college that are highly populated by college students and is full of pgs and hostels..The restaurants in such areas are pretty cheap and serve good food as most of their income is generated by college students. 

5. Shop online: Online shopping is one of the best things to ever happen to mankind.Its convenient, there's a lot of variety and it's cheaper than showrooms! most websites offer some sort of deals and there's always a sale on a lot of items. Websites like coupoundunia etc can also get you great deals. Like this isn't enough, you can actually earn while shopping online! Visit bonusbay.in and earn while you shop!

                                                       


6.Write it down: I know I know. So much effort. But trust me if you actually write down where you're spending and how much you're spending ,you'll be able to manage your expenses way better and have enough to go to those parties and buy that Zara bag you wanted!

                                     

7.Use buses: I deliberately did not say public transport because lets face it, autos cost a bomb. Buses are cheap ,well connected and convenient. In places like Delhi,the metro is obviously an excellent option.Sadly Bangalore's metro connectivity is pretty horrible . The buses though,are very well connected , cheap and are super convenient. Taking a bus to the airport instead of a cab will save you 800Rs!! But leave well in time, the traffic is horrible! Also,try walking whenever possible.

8. Don't keep too much money in your wallet at a time. When you have money ,you are bound to unnecessarily spend it. Having about 300-500 Rs in your wallet at a time is good enough.

So these are the few changes that I made in order to save money! Im saving up so I can shop all the sales during Christmas. My main expenses were food and shopping so ya. Obviously these tips may not suit you all as everyone has different priorities, lifestyles and interests .Let me know in the comments below what you do to save money!!:D happy happy December you'll!!!

Until next time,
Ruhani.

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